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PAKO INTEGRA

PAKO INTEGRA

Kjo llogari është e dedikuar për familjet që jetojnë në Kosovë dhe që kanë të afërm në diasporë, veçanërisht në Zonën Ekonomike të Bashkimit Evropian. Përveç mundësisë për të kryer pagesa ndaj institucioneve publike dhe shërbimeve utilitare (si energjia elektrike, uji dhe mbeturinat), si dhe për të aplikuar për kredi ose mbështetje, ajo ofron gjithashtu shërbimet e mëposhtme:

Hyni në pakon INTEGRA - porta juaj për një përvojë të pakrahasueshme bankare vetëm për:

14.99€ /në muaj

Shërbimet bankare që merrni nga llogaria juaj PLOT:

  • ibas37
    Llogari bankare britaneze me qasje në SEPA

    Përmes kësaj llogarie të ofruar nga IBAS, ju mund të dërgoni para kudo në Zonën Ekonomike Evropiane brenda sekondave, pavarësisht shumës. Në të njëjtën kohë, mund të pranoni para nga e njëjta zonë, qoftë si remitenca nga familjarët tuaj që jetojnë në Evropë, qoftë si pagesa nga kontraktorët tuaj përmes platformave si Shopify, AirBNB, Wise dhe shumë të tjera. Kjo llogari ju ofron gjithashtu tre (3) transfere SEPA pa pagesë çdo muaj.

  • ibas38
    Kredi për pagesa me garantues nga Diaspora

    Ju mund të përfitoni kredi deri në 1,000 euro me afat kthimi deri në 12 muaj për të realizuar pagesat tuaja, pavarësisht nëse jeni të punësuar, të papunë, apo në moshë të shtyrë. Kjo mundësi ju garanton që të keni para në dispozicion edhe kur të afërmit tuaj nuk arrijnë t'ju dërgojnë fondet në kohën kur ju keni nevojë. Ju do të paguani interes vetëm për shumën që e mbani në shfrytëzim mbi një (1) muaj.

  • ibas41
    Sigurim shëndetësor spitalor deri në 25,000 Euro

    Duke qenë bartës i llogarisë Kujdesi familjar ju automatikisht fitoni Policë të Sigurimit Shëndetësor, për trajtim spitalor (privat) në vlerë deri në 25,000 euro.

    Shërimet spitalore që mbulohen nga Sigurimi shëndetësor në Kosovë Mbulueshmëria
    Përfitime në rast shtrimi në spital +
    Përfitime pas daljes nga spitali +
    Përfitime të tjera +
    Vëmendje: Përjashtohen sëmundjet kronike dhe moshat mbi 65 vjeç.
  • ibas40
    Identitet Elektronik Evropian nga rTrust

    Me nënshkrimin elektronik nga rTrust, ju mund ta disbursoni kredinë ose mbishtërheqjen e aprovuar deri në 5,000 euro, pa pasur nevojë të vizitoni zyrat apo të takoni personelin e IBAS.

  • ibas39
    Kuletë Elektronike Kalimtare (Pass-through eWallet)

    Kjo llogari ju lejon të kryeni pagesa dhe transfere direkt nga llogaria juaj bankare pa pasur nevojë të transferoni para në IBAS ose të mbushni kuletën paraprakisht.

Faleminderit që zgjodhët IBAS për nevojat tuaja bankare! Kemi kënaqësinë t'ju mirëpresim në udhëtimin tonë. Në përputhje me kërkesat rregullatore, ju kërkojmë të shkarkoni aplikacionin tonë dhe të filloni procesin KYC/KYB, i cili është një parakusht ligjor për hapjen e një llogarie bankare.

Procesi është i drejtpërdrejtë dhe vjen me udhëzimet e nevojshme.

Përjetoni në maksimum zgjidhjet e IBAS!

Zgjidhni opsionet për të shkarkuar aplikacionin:

Apliko

Standard Account

This type of account, in addition to enabling all payments to public institutions, insurance companies, and utility services (such as electricity, water, and waste), as well as applying for loans or overdrafts, also offers the following services:

0.00€ /month

Banking services you get from FREE account:

  • British Banking Account Number with access to SEPA (Single European Payment Area)

    Through this account offered by IBAS, you can send money anywhere in the European Economic Area within seconds, regardless of the amount. At the same time, you can receive money from the same area, whether as remittances from your family members living in Europe or payments from your contractors, such as from Shopify, Airbnb, Wise, and many other global platforms.

  • European Electronic Identity from rTrust

    With the electronic signature from rTrust, you can disburse the approved loan or overdraft of up to 5,000 euros without the need to visit offices or meet IBAS staff.

  • Transitional Electronic Wallet (Pass-through eWallet)

    This account allows you to make payments and transfers directly from your bank account without the need to transfer funds to IBAS or top up the wallet in advance.

Apply

Plot Account

This type of account not only allows you to make payments to public institutions and for utility services (such as electricity, water, and waste) and apply for loans or overdrafts but also offers the following services:

Welcome to PLOT Account – your gateway to a banking experience like never before for only:

7.99€ /month

Banking services you get from your PLOT account:

  • British Banking Account Number with access to SEPA (Single European Payment Area)

    EThrough this account offered by IBAS, you can send money anywhere in the European Economic Area within seconds, regardless of the amount. At the same time, you can receive money from the same area, whether as remittances from your family members living in Europe or as payments from your contractors through platforms like Shopify, Airbnb, Wise, and many others. This account also provides you with one (1) free SEPA transfer each month.

  • Interest-free loan for making your payments

    If you want to buy now and pay later, this account offers you 500 euros interest-free for three (3) months. If the financed amount is not repaid within three (3) months, the financing converts into an overdraft with interest, according to the payment plan outlined in the contract.

  • European Electronic Identity from rTrust

    With the electronic signature from rTrust, you can disburse the approved loan or overdraft of up to 5,000 euros without the need to visit offices or meet IBAS staff.

  • Transitional Electronic Wallet (Pass-through eWallet)

    This account allows you to make payments and transfers directly from your bank account without the need to transfer funds to IBAS or top up the wallet in advance.

Apply

Integra Account

This account is dedicated to families living in Kosovo who have relatives in the diaspora, particularly in the European Union Economic Zone. In addition to the ability to make payments to public institutions and utility services (such as electricity, water, and waste), as well as apply for loans or support, it also offers the following services:

Step into the INTEGRA Account – your gateway to an unparalleled banking experience for only:

14.99€ /month

Banking services you get from your INTEGRA account:

  • British Banking Account Number with access to SEPA (Single European Payment Area)

    Through this account offered by IBAS, you can send money anywhere in the European Economic Area within seconds, regardless of the amount. At the same time, you can receive money from the same area, whether as remittances from your family members living in Europe or as payments from your contractors through platforms like Shopify, Airbnb, Wise, and many others. This account also offers you three (3) free SEPA transfers each month.

  • Loan for payments with a guarantor from the Diaspora

    You can obtain a loan of up to 1,000 euros with a repayment term of up to 12 months to cover your payments, regardless of whether you are employed, unemployed, or elderly. This option ensures that you have funds available even when your relatives are unable to send you money at the time you need it. You will only pay interest on the amount you utilize beyond one (1) month.

  • Hospital health insurance coverage up to 25,000 euros

    As the account holder of the Family Care account, you automatically receive a Health Insurance Policy for hospital (private) treatment worth up to 25,000 euros.

    Hospital services covered by Health Insurance in Kosovo Coverage
    Insured Amount 25,000€
    Coverage Area Kosovo and Albania
    Benefits in case of hospitalization +
    The benefits of outpatient treatments after hospital discharge+
    Other benefits +
    Attention: Chronic illnesses and individuals over 65 years of age are excluded.
  • European Electronic Identity from rTrust

    With the electronic signature from rTrust, you can disburse the approved loan or overdraft of up to 5,000 euros without the need to visit offices or meet IBAS staff.

  • Transitional Electronic Wallet (Pass-through eWallet)

    This account allows you to make payments and transfers directly from your bank account without the need to transfer funds to IBAS or top up the wallet in advance.

Apply

Premium Account

This type of account, in addition to providing the ability to make payments to public institutions and utility services (such as electricity, water, and waste), as well as applying for loans or overdrafts, also offers the following services:

Enter the world of the PREMIUM Account – your exclusive gateway to an unmatched banking experience, for only:

9.99€ /mo

Banking services you get from your PREMIUM account:

  • British Banking Account Number with access to SEPA (Single European Payment Area)

    Through this account offered by IBAS, you can send money anywhere in the European Economic Area within seconds, regardless of the amount. At the same time, you can receive money from the same area, whether as remittances from your family members living in Europe or as payments from your contractors via platforms such as Shopify, Airbnb, Wise, and many others. This account also provides you with two (2) free SEPA transfers each month.

  • Interest-free credit for making your payments

    If you wish to buy now and pay later, this account offers you €750 interest-free for three (3) months. You will only pay interest on the amount you keep in use beyond three (3) months.

  • European Electronic Identity from rTrust

    With the electronic signature from rTrust, you can disburse the approved loan or overdraft of up to 5,000 euros without the need to visit offices or meet IBAS staff.

  • Transitional Electronic Wallet (Pass-through eWallet)

    This account allows you to make payments and transfers directly from your bank account without the need to transfer funds to IBAS or top up the wallet in advance.

Apply

Thank you for choosing IBAS for your banking needs!

We're thrilled to welcome you on board. In compliance with regulatory requirements, we kindly request you to download our app and commence the KYC/KYB process, which is a legal prerequisite for opening a banking account.

The process is straightforward and comes with the necessary guidance.

Experience Innovative Banking and Attractive Solutions (IBAS) to the fullest!

Choose the store for downloading the application.

Dear applicant,

We are happy to inform you that you applied successfully. Our team will contact you soon and will let you know for the next steps.

I/E nderuar,

Jemi të lumtur t'ju informojmë se keni aplikuar me sukses. Ekipi ynë do t'ju kontaktojë së shpejti dhe do t'ju njoftojë për hapat e ardhshëm.

We regret to inform you that your application was not successful. This outcome could be attributed to technical issues or internet interruptions. We encourage you to consider reapplying at a later time. Until the issue is resolved, please contact us through Facebook, Instagram, in our app, or call us at 038600300. Thank you for right understanding.

Me keqardhje ju informojmë se aplikimi juaj nuk ishte i suksesshëm. Ky rezultat mund t'i atribuohet çështjeve teknike ose ndërprerjeve të internetit. Ne ju inkurajojmë të konsideroni riaplikimin në një kohë të mëvonshme. Deri sa të zgjidhet çështja, ju lutemi na kontaktoni përmes Facebook-ut, Instagram-it, në aplikacionin tonë, ose na telefononi në 038600300. Faleminderit për mirëkuptimin tuaj.

Vielen Dank, dass Sie uns kontaktiert haben. Wir werden uns bald mit Ihnen in Verbindung setzen und Ihnen die notwendige Unterstützung bieten. Mit freundlichen Grüßen, Das IBAS-Team

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