Dear applicant,

We are happy to inform you that you applied successfully. Our team will contact you soon and will let you know for the next steps.

I/E nderuar,

Jemi të lumtur t'ju informojmë se keni aplikuar me sukses. Ekipi ynë do t'ju kontaktojë së shpejti dhe do t'ju njoftojë për hapat e ardhshëm.

We regret to inform you that your application was not successful. This outcome could be attributed to technical issues or internet interruptions. We encourage you to consider reapplying at a later time. Until the issue is resolved, please contact us through Facebook, Instagram, in our app, or call us at 038600300. Thank you for right understanding.

Me keqardhje ju informojmë se aplikimi juaj nuk ishte i suksesshëm. Ky rezultat mund t'i atribuohet çështjeve teknike ose ndërprerjeve të internetit. Ne ju inkurajojmë të konsideroni riaplikimin në një kohë të mëvonshme. Deri sa të zgjidhet çështja, ju lutemi na kontaktoni përmes Facebook-ut, Instagram-it, në aplikacionin tonë, ose na telefononi në 038600300. Faleminderit për mirëkuptimin tuaj.

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Home

Dozens of thousands of individual and corporate clients trust us

Your Friend in Financial freedom and Financial Technology

Revolutionize your finances with IBAS - the secure, user-friendly, and affordable solution for all your financial needs. Experience the future of financial services today.

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Solutions we deliver

eWallet

Digital payments

Our dynamic range of products:
  • British IBAN equipped with SEPA (Single European Payment Area) access
  • ePOS and QR code payment solutions
  • Debit cards and secure payment gateway
  • Utility Bills payment services
  • Hassle-free payments for public institutions
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Money Transfers

Our global services include:
  • Seamless transfers to and from more than 5,000 European Economic Area banks
  • Effortless withdrawals from PayPal, Wise, and similar e-wallets
  • Convenient payments for outsourcing platforms such as Upwork, Fiverr, PeopleperHour, TopTal etc.
ePos

Loans for payments

Our loans cater to a variety of needs:
  • Loans for payments up to €100,000
  • Overdraft facilities up to €100,000
  • Payday loan
  • Buy Now Pay Later scheme offering three months interest-free
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Investment Advisory

Our specialized services cover:
  • Expert advice and investment plans for purchasing financial instruments like shares, bonds, commercial receipts, and
  • Strategic guidance and investment plans for selling financial instruments such as shares, bonds, commercial receipts.

Solutions we deliver

Digital Payments

Multiple payment options:
  • British IBAN (bank account) with access to SEPA – the European Single Payment System;
  • Payment by scanning the QR code;
  • Payment via debit cards and receiving payments through your website (Payment Gateway);
  • Payment of utility bills – water, waste, electricity, internet, telephone, etc.;
  • Payment to public institutions – taxes, vehicle registration, traffic fines, etc.;

Money Transfers

Money transfers through our global network include:
  • Seamless transfers to and from more than 5,000 banks in the European Economic Area;
  • Easy and secure withdrawals from e-wallets such as PayPal, Wise, and similar platforms;
  • Convenient and fast payments for international platforms like Upwork, Fiverr, PeoplePerHour, TopTal, and others.

Loans for payments

Our loans can help you purchase a wide range of products and cover immediate financial needs.
  • We offer fast, flexible, and hassle-free solutions:
  • Loans for payments up to €100,000;
  • Installment loans to cover temporary obligations;
  • “Buy Now, Pay Later” model – up to three months interest-free.

Investment Advisory

Our specialized services include:
  • Professional advice and investment plans for purchasing financial instruments such as stocks, bonds, and money market instruments;
  • Strategic guidance and investment plans for selling these financial instruments to maximize profit and manage risk intelligently.

Revolutionize Your Finances with IBAS

IBAS is a cutting-edge solution provider for all your financial needs. With our innovative eWallet, Pass-through eWallet, ePOS, ePayment, eCommerce, and eLoans services, we offer you a comprehensive suite of tools to manage your finances.

Our platform is easy to use, highly secure, and offers low fees, saving you time and money. Join us today and experience the future of financial services with IBAS.

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Choose the plan that's right for you

Explore our diverse range of plans and uncover the one that perfectly aligns with your unique needs. Whether you're seeking a basic package or aiming for a premium experience, we've got you fully covered.

STANDARD

Open your British IBAN and instantly gain access to the SEPA system, allowing you to quickly and securely receive or send transfers to and from Europe. All this through the IBAS application. Pay utility bills or take out loans with ease, wherever you are and at any time.

PLOT

Go beyond the benefits of the STANDARD account and choose the FULL account. With this account, you receive €500 through the “Buy Now, Pay Later” model, with no interest if the amount is repaid within three months. In addition, with this account, the Mastercard card is provided to you free of charge.

7.99€ /mo

Explore Plan

PREMIUM

Upgrade your account to PREMIUM and enjoy exceptional advantages!
With this account, you receive:
€750 interest-free through the “Buy Now, Pay Later” scheme;
A free Mastercard;
Two SEPA transfers per month from Europe with no commission;
Two monthly cash withdrawals from any ATM in Kosovo with no fees.
In addition to these, you enjoy all the benefits of the STANDARD account.
This is the best way to experience high-level banking services, wherever you are!

9.99€ /mo

Explore Plan

INTEGRA

In addition to the many exclusive benefits offered by the FULL and PREMIUM accounts, the INTEGRA account takes things even further. With €1,000 in your account, you receive:
30 days interest-free when using your funds for payments;
A free Mastercard;
Three monthly transfers from Europe with no commission;
Up to three monthly withdrawals from any ATM in Kosovo with no fees;
Free hospital health insurance coverage of up to €25,000.
Choose INTEGRA and experience financial freedom at a level unmatched by any other financial institution — saving you over €500 per year.

14.99€ /mo

Explore Plan

Many ways to receive your payments

Discover a whole new level of payment convenience with IBAS's unique and groundbreaking technology. Seamlessly pay or get paid using our most innovative solutions, designed to make your financial transactions easier and more efficient than ever before. Join us now and experience the future of payments!

High Level Security

At IBAS, we take your security very seriously. That's why we've implemented the highest level of protection on our platform. Our use of Strong Customer Authentication (SCA) adheres to the European Payment Service Directive 2, ensuring enhanced security for your transactions. We also employ state-of-the-art encryption technology to safeguard all your sensitive data.

To further enhance reliability, we operate from three different international Data Centers, each rated as Tier 4 service, providing redundancy and ensuring continuous availability.

With IBAS, you can have complete confidence that your financial information is in safe hands, and your transactions are protected by the latest security measures available.

Read more

Easy to use

The world of effortless finance with our incredibly user-friendly platform. With a few simple clicks, you can perform any payment or transfer hassle-free. Our cutting-edge technology ensures lightning-fast transactions, and its intuitive design makes analyzing and executing financial tasks a breeze.

Say goodbye to complex processes and hello to simplicity and efficiency. We've crafted this platform with your needs in mind, providing a seamless experience that puts you in complete control of your finances. Embrace the future of banking, where every interaction is smooth, secure, and swift. Join us today and unlock a new era of financial convenience!

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Low Fees

Say goodbye to hefty fees that drain your resources, and say hello to a seamless platform that saves you money and time simultaneously. With our state-of-the-art technology, you can handle your financial affairs with ease and efficiency, making every interaction a breeze.

Join the movement towards smarter banking and unlock a world of possibilities with IBAS. Take charge of your financial journey and enjoy the benefits of cutting-edge technology without breaking the bank. Embrace the future with IBAS today!

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Flexibility

The Innovative Banking and Attractive Solutions (IBAS), where flexibility and freedom knows no bounds!

Our platform redefines flexibility, catering to an extensive range of financial transactions and services, all within your reach.

Need to pay utility bills or transfer money? No problem. Want to initiate or get SEPA transactions or any payment all over the world? It's all seamlessly integrated in our user-friendly interface.

But that's just the beginning. IBAS goes beyond the basics, offering you a plethora of flexibikity options. Need a pay day loan to bridge the gap? We've got you covered. Want to enjoy the convenience of Buy Now Pay Later? It's just a click away. Unexpected expenses? No worries, our overdrafts have you covered. Planning for major payments? Our tailored loans have your back.

IBAS provides the ultimate financial cover for whatever you need to pay, ensuring you have the resources you require at your fingertips. Experience the ease of managing all your financial activities in one place. Say goodbye to unnecessary stress and hassle. Embrace the power of IBAS and unlock unparalleled convenience, efficiency, and freedom in managing your finances. Join us today and step into a new era of financial possibilities!

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Get started with IBAS

Get started with IBAS, where classic payment methods like cash and cards are being revolutionized by smartphone convenience. Our application facilitates seamless online financial transactions, including utility payments, shopping payments, and easy money transfers to any destination you need.

With IBAS, you gain British IBAN making financial management more accessible than ever before. Our platform ensures innovative, simplified payments, along with fast and secure transfers, saving you both time and money.

By choosing IBAS, you'll benefit from lower operating costs compared to traditional point-of-sale systems. Don't miss out on the opportunity to experience hassle-free banking with IBAS. Download the app now and embrace the future of payments!

Download app now

Words from Our Delighted Customers

Altin Zogu, Mobile shop

The Buy Now Pay Later solution from IBAS has been an absolute game-changer for my business. Our customers are thrilled with the seamless and secure payment experience using their smartphones, leading to notable growth in both sales and overall satisfaction. The remarkable ease of integration and outstanding customer support truly make it an essential tool for any business aiming to elevate their payment process.

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Ekrem Tahiri, CRUST

IBAS's financing competitiveness and cutting-edge solutions for digital payments have been pivotal for my business. Their innovative approach to financing has provided us with the resources needed to thrive in a competitive market. Additionally, their state-of-the-art digital payment solutions have not only streamlined our transactions but have also significantly improved customer convenience and satisfaction. With IBAS, we've found a partner that combines financial prowess with technological excellence, propelling our business forward with unmatched efficiency and modernity.

Read more

Eset Dushi, England

I used to rely on other service providers to send remittances to my family. It was quite a process - taking hours to visit the company's site, depositing cash, waiting for a number, handing it to my family, and then having them pick it up from their location. However, since my family opened an account with IBAS, and with the added benefit of receiving interest-free funds from IBAS, I've been sending money from my bank account here in England to them within seconds. Their solution has truly impressed me, and the cost-free SEPA transfers have made the experience even more satisfying. They've brought immense convenience and happiness to my remittance process.

Read more

Dionit Kurti, Programmer

My salary is conveniently deposited into my IBAS-issued account. Their user-friendly app has transformed my financial experience, allowing me to effortlessly make payments at a multitude of stores, settle utility bills, and even send money to loved ones without incurring any charges. The seamless integration of these features has not only simplified my transactions but has also empowered me with the ability to manage my finances more effectively.

Read more

Words from Our Delighted Customers

Ekrem Tahiri, CRUST
IBAS's financing competitiveness and cutting-edge solutions for digital payments have been pivotal for my business. Their innovative approach to financing has provided us with the resources needed to thrive in a competitive market. Additionally, their state-of-the-art digital payment solutions have not only streamlined our transactions but have also significantly improved customer convenience and satisfaction. With IBAS, we've found a partner that combines financial prowess with technological excellence, propelling our business forward with unmatched efficiency and modernity.
Eset Dushi, England
I used to rely on other service providers to send remittances to my family. It was quite a process - taking hours to visit the company's site, depositing cash, waiting for a number, handing it to my family, and then having them pick it up from their location. However, since my family opened an account with IBAS, and with the added benefit of receiving interest-free funds from IBAS, I've been sending money from my bank account here in England to them within seconds. Their solution has truly impressed me, and the cost-free SEPA transfers have made the experience even more satisfying. They've brought immense convenience and happiness to my remittance process.
Dionit Kurti, Programmer
My salary is conveniently deposited into my IBAS-issued account. Their user-friendly app has transformed my financial experience, allowing me to effortlessly make payments at a multitude of stores, settle utility bills, and even send money to loved ones without incurring any charges. The seamless integration of these features has not only simplified my transactions but has also empowered me with the ability to manage my finances more effectively.
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No hidden costs.

Get started now

Standard Account

This type of account, in addition to enabling all payments to public institutions, insurance companies, and utility services (such as electricity, water, and waste), as well as applying for loans or overdrafts, also offers the following services:

0.00€ /month

Banking services you get from FREE account:

  • British Banking Account Number with access to SEPA (Single European Payment Area)

    Through this account offered by IBAS, you can send money anywhere in the European Economic Area within seconds, regardless of the amount. At the same time, you can receive money from the same area, whether as remittances from your family members living in Europe or payments from your contractors, such as from Shopify, Airbnb, Wise, and many other global platforms.

  • European Electronic Identity from rTrust

    With the electronic signature from rTrust, you can disburse the approved loan or overdraft of up to 5,000 euros without the need to visit offices or meet IBAS staff.

  • Transitional Electronic Wallet (Pass-through eWallet)

    This account allows you to make payments and transfers directly from your bank account without the need to transfer funds to IBAS or top up the wallet in advance.

Apply

Plot Account

This type of account not only allows you to make payments to public institutions and for utility services (such as electricity, water, and waste) and apply for loans or overdrafts but also offers the following services:

Welcome to PLOT Account – your gateway to a banking experience like never before for only:

7.99€ /month

Banking services you get from your PLOT account:

  • IBAS Mastercard (Free of Charge)

    With your IBAS Mastercard, you can make secure ad instant payments worldwide - in stores, online, or at ATMs - directly from your IBAS account.
    This card is issued free of charge and allows you to make payments and withdrawals without any tariffs within Kosovo and abroad. You can also shop online safely and easily, with real-time transaction notifications and full protection under the Mastercard security network.

  • Interest-free loan for making your payments

    If you want to buy now and pay later, this account offers you 500 euros interest-free for three (3) months. If the financed amount is not repaid within three (3) months, the financing converts into an overdraft with interest, according to the payment plan outlined in the contract.

  • European Electronic Identity from rTrust

    With the electronic signature from rTrust, you can disburse the approved loan or overdraft of up to 5,000 euros without the need to visit offices or meet IBAS staff.

  • Transitional Electronic Wallet (Pass-through eWallet)

    This account allows you to make payments and transfers directly from your bank account without the need to transfer funds to IBAS or top up the wallet in advance.

Apply

Integra Account

This account is dedicated to families living in Kosovo who have relatives in the diaspora, particularly in the European Union Economic Zone. In addition to the ability to make payments to public institutions and utility services (such as electricity, water, and waste), as well as apply for loans or support, it also offers the following services:

Step into the INTEGRA Account – your gateway to an unparalleled banking experience for only:

14.99€ /month

Banking services you get from your INTEGRA account:

  • British Banking Account Number with access to SEPA (Single European Payment Area)

    Through this account offered by IBAS, you can send money anywhere in the European Economic Area within seconds, regardless of the amount. At the same time, you can receive money from the same area, whether as remittances from your family members living in Europe or as payments from your contractors through platforms like Shopify, Airbnb, Wise, and many others. This account also offers you three (3) free SEPA transfers each month.

  • Loan for payments with a guarantor from the Diaspora

    You can obtain a loan of up to 1,000 euros with a repayment term of up to 12 months to cover your payments, regardless of whether you are employed, unemployed, or elderly. This option ensures that you have funds available even when your relatives are unable to send you money at the time you need it. You will only pay interest on the amount you utilize beyond one (1) month.

  • IBAS Mastercard (Free of Charge)

    With your IBAS Mastercard, you can make secure ad instant payments worldwide - in stores, online, or at ATMs - directly from your IBAS account.
    This card is issued free of charge and allows you to make payments and withdrawals without any tariffs within Kosovo and abroad. You can also shop online safely and easily, with real-time transaction notifications and full protection under the Mastercard security network.

  • Hospital health insurance coverage up to 25,000 euros

    As the account holder of the Family Care account, you automatically receive a Health Insurance Policy for hospital (private) treatment worth up to 25,000 euros.

    Hospital services covered by Health Insurance in Kosovo Coverage
    Insured Amount 25,000€
    Coverage Area Kosovo and Albania
    Benefits in case of hospitalization +
    The benefits of outpatient treatments after hospital discharge+
    Other benefits +
    Attention: Chronic illnesses and individuals over 65 years of age are excluded.
  • European Electronic Identity from rTrust

    With the electronic signature from rTrust, you can disburse the approved loan or overdraft of up to 5,000 euros without the need to visit offices or meet IBAS staff.

  • Transitional Electronic Wallet (Pass-through eWallet)

    This account allows you to make payments and transfers directly from your bank account without the need to transfer funds to IBAS or top up the wallet in advance.

Apply

Premium Account

This type of account, in addition to providing the ability to make payments to public institutions and utility services (such as electricity, water, and waste), as well as applying for loans or overdrafts, also offers the following services:

Enter the world of the PREMIUM Account – your exclusive gateway to an unmatched banking experience, for only:

9.99€ /mo

Banking services you get from your PREMIUM account:

  • British Banking Account Number with access to SEPA (Single European Payment Area)

    Through this account offered by IBAS, you can send money anywhere in the European Economic Area within seconds, regardless of the amount. At the same time, you can receive money from the same area, whether as remittances from your family members living in Europe or as payments from your contractors via platforms such as Shopify, Airbnb, Wise, and many others. This account also provides you with two (2) free SEPA transfers each month.

  • Interest-free credit for making your payments

    If you wish to buy now and pay later, this account offers you €750 interest-free for three (3) months. You will only pay interest on the amount you keep in use beyond three (3) months.

  • IBAS Mastercard (Free of Charge)

    With your IBAS Mastercard, you can make secure ad instant payments worldwide - in stores, online, or at ATMs - directly from your IBAS account.
    This card is issued free of charge and allows you to make payments and withdrawals without any tariffs within Kosovo and abroad. You can also shop online safely and easily, with real-time transaction notifications and full protection under the Mastercard security network.

  • European Electronic Identity from rTrust

    With the electronic signature from rTrust, you can disburse the approved loan or overdraft of up to 5,000 euros without the need to visit offices or meet IBAS staff.

  • Transitional Electronic Wallet (Pass-through eWallet)

    This account allows you to make payments and transfers directly from your bank account without the need to transfer funds to IBAS or top up the wallet in advance.

Apply

Thank you for choosing IBAS for your banking needs!

We're thrilled to welcome you on board. In compliance with regulatory requirements, we kindly request you to download our app and commence the KYC/KYB process, which is a legal prerequisite for opening a banking account.

The process is straightforward and comes with the necessary guidance.

Experience Innovative Banking and Attractive Solutions (IBAS) to the fullest!

Choose the store for downloading the application.

Dear applicant,

We are happy to inform you that you applied successfully. Our team will contact you soon and will let you know for the next steps.

I/E nderuar,

Jemi të lumtur t'ju informojmë se keni aplikuar me sukses. Ekipi ynë do t'ju kontaktojë së shpejti dhe do t'ju njoftojë për hapat e ardhshëm.

We regret to inform you that your application was not successful. This outcome could be attributed to technical issues or internet interruptions. We encourage you to consider reapplying at a later time. Until the issue is resolved, please contact us through Facebook, Instagram, in our app, or call us at 038600300. Thank you for right understanding.

Me keqardhje ju informojmë se aplikimi juaj nuk ishte i suksesshëm. Ky rezultat mund t'i atribuohet çështjeve teknike ose ndërprerjeve të internetit. Ne ju inkurajojmë të konsideroni riaplikimin në një kohë të mëvonshme. Deri sa të zgjidhet çështja, ju lutemi na kontaktoni përmes Facebook-ut, Instagram-it, në aplikacionin tonë, ose na telefononi në 038600300. Faleminderit për mirëkuptimin tuaj.

Vielen Dank, dass Sie uns kontaktiert haben. Wir werden uns bald mit Ihnen in Verbindung setzen und Ihnen die notwendige Unterstützung bieten. Mit freundlichen Grüßen, Das IBAS-Team

Etwas ist schiefgelaufen beim Senden der E-Mail. Bitte versuchen Sie es erneut.

Llogaria Standard

Kjo lloj llogarie, përveç se mundëson të gjitha pagesat ndaj institucioneve publike, kompanive të sigurimeve dhe shërbimeve utilitare (si rryma, ujë dhe mbeturina), si dhe aplikimin për kredi ose overdraft, ofron edhe shërbimet në vijim:

0.00€ /muaj

Shërbimet bankare që i merrni nga llogaria FALAS:

  • Numër llogarie bankare britanike me qasje në SEPA (Zona e Vetme e Pagesave Evropiane)

    Përmes kësaj llogarie të ofruar nga IBAS, mund të dërgoni para kudo në Zonën Ekonomike Evropiane brenda sekondash, pavarësisht shumës. Në të njëjtën kohë, mund të pranoni para nga i njëjti rajon, qoftë si dërgesa nga familjarët tuaj që jetojnë në Evropë, qoftë si pagesa nga bashkëpunëtorët tuaj, si p.sh. nga Shopify, Airbnb, Wise dhe shumë platforma të tjera globale.

  • Identitet Elektronik Evropian nga rTrust

    Me nënshkrimin elektronik nga rTrust, mund të tërhiqni kredinë ose overdraftin e aprovuar deri në 5,000 euro pa nevojë të vizitoni zyrat apo të takoni stafin e IBAS-it.

  • Portofol Elektronik Transit (Pass-through eWallet)

    Kjo llogari ju mundëson të kryeni pagesa dhe transfere drejtpërdrejt nga llogaria juaj bankare pa pasur nevojë të transferoni mjete në IBAS apo ta mbushni paraprakisht portofolin.

Apliko

Llogaria PLOT

Kjo lloj llogarie jo vetëm që ju lejon të kryeni pagesa ndaj institucioneve publike dhe për shërbime utilitare (si rryma, ujë dhe mbeturina) dhe të aplikoni për kredi ose overdraft, por ofron edhe shërbimet e mëposhtme:

Mirë se vini në Llogarinë PLOT – porta juaj drejt një përvoje bankare si asnjëherë më parë, vetëm për:

7.99€ /muaj

Shërbimet bankare që i merrni nga llogaria juaj PLOT:

  • IBAS Mastercard (Pa Pagesë)

    Me kartën tuaj IBAS Mastercard, mund të bëni pagesa të sigurta dhe të menjëhershme kudo në botë – në dyqane, online ose në bankomate – drejtpërdrejt nga llogaria juaj IBAS.
    Kjo kartë lëshohet pa pagesë dhe ju mundëson pagesa dhe tërheqje pa asnjë tarifë brenda Kosovës dhe jashtë saj. Po ashtu mund të blini online në mënyrë të sigurt dhe të lehtë, me njoftime transaksionesh në kohë reale dhe mbrojtje të plotë në kuadër të rrjetit të sigurisë së Mastercard.

  • Kredi pa interes për kryerjen e pagesave tuaja

    Nëse dëshironi të blini tani dhe të paguani më vonë, kjo llogari ju ofron 500 euro pa interes për tre (3) muaj. Nëse shuma e financuar nuk shlyhet brenda tre (3) muajve, financimi shndërrohet në overdraft me interes, sipas planit të pagesës të përcaktuar në kontratë.

  • Identitet Elektronik Evropian nga rTrust

    Me nënshkrimin elektronik nga rTrust, mund të tërhiqni kredinë ose overdraftin e aprovuar deri në 5,000 euro pa nevojë të vizitoni zyrat apo të takoni stafin e IBAS-it.

  • Portofol Elektronik Transit (Pass-through eWallet)

    Kjo llogari ju mundëson të kryeni pagesa dhe transfere drejtpërdrejt nga llogaria juaj bankare pa pasur nevojë të transferoni mjete në IBAS apo ta mbushni paraprakisht portofolin.

Apliko

Llogaria Integra

Kjo llogari i dedikohet familjeve që jetojnë në Kosovë dhe kanë të afërm në diasporë, veçanërisht në Zonën Ekonomike të Bashkimit Evropian. Përveç mundësisë për të kryer pagesa ndaj institucioneve publike dhe shërbimeve utilitare (si rryma, ujë dhe mbeturina), si dhe aplikimit për kredi ose përkrahje, ofron edhe shërbimet e mëposhtme:

Hyni në Llogarinë INTEGRA – porta juaj drejt një përvoje bankare të pakrahasueshme, vetëm për:

14.99€ /muaj

Shërbimet bankare që i merrni nga llogaria juaj INTEGRA:

  • Numër llogarie bankare britanike me qasje në SEPA (Zona e Vetme e Pagesave Evropiane)

    Përmes kësaj llogarie të ofruar nga IBAS, mund të dërgoni para kudo në Zonën Ekonomike Evropiane brenda sekondash, pavarësisht shumës. Në të njëjtën kohë, mund të pranoni para nga i njëjti rajon, qoftë si dërgesa nga familjarët tuaj që jetojnë në Evropë, qoftë si pagesa nga bashkëpunëtorët tuaj përmes platformave si Shopify, Airbnb, Wise dhe shumë të tjera. Kjo llogari ju ofron gjithashtu tre (3) transfere SEPA falas çdo muaj.

  • Kredi për pagesa me garantues nga Diaspora

    Mund të merrni kredi deri në 1,000 euro me afat shlyerjeje deri në 12 muaj për të mbuluar pagesat tuaja, pavarësisht nëse jeni të punësuar, të papunë apo të moshuar. Kjo mundësi siguron që të keni mjete në dispozicion edhe kur të afërmit tuaj nuk mund t’ju dërgojnë para në momentin që ju duhen. Ju paguani interes vetëm për shumën që përdorni përtej një (1) muaji.

  • Mbulesë sigurimi shëndetësor spitalor deri në 25,000 euro

    Si mbajtës i llogarisë Family Care, automatikisht përfitoni një Policë të Sigurimit Shëndetësor për trajtim spitalor (privat) në vlerë deri në 25,000 euro.

    Shërbimet spitalore të mbuluara nga Sigurimi Shëndetësor në Kosovë Mbulesa
    Shuma e siguruar 25,000€
    Zona e mbulimit Kosovë dhe Shqipëri
    Përfitimet në rast hospitalizimi +
    Përfitimet e trajtimeve ambulatore pas daljes nga spitali +
    Përfitime të tjera +
    Vëmendje: Sëmundjet kronike dhe personat mbi 65 vjeç përjashtohen.
  • Identitet Elektronik Evropian nga rTrust

    Me nënshkrimin elektronik nga rTrust, mund të tërhiqni kredinë ose overdraftin e aprovuar deri në 5,000 euro pa nevojë të vizitoni zyrat apo të takoni stafin e IBAS-it.

  • Portofol Elektronik Transit (Pass-through eWallet)

    Kjo llogari ju mundëson të kryeni pagesa dhe transfere drejtpërdrejt nga llogaria juaj bankare pa pasur nevojë të transferoni mjete në IBAS apo ta mbushni paraprakisht portofolin.

Apliko

Llogaria Premium

Kjo lloj llogarie, përveç se mundëson kryerjen e pagesave ndaj institucioneve publike dhe shërbimeve utilitare (si rryma, ujë dhe mbeturina), si dhe aplikimin për kredi ose overdraft, ofron edhe shërbimet e mëposhtme:

Hyni në botën e Llogarisë PREMIUM – porta juaj ekskluzive drejt një përvoje bankare të pakrahasueshme, vetëm për:

9.99€ /muaj

Shërbimet bankare që i merrni nga llogaria juaj PREMIUM:

  • Numër llogarie bankare britanike me qasje në SEPA (Zona e Vetme e Pagesave Evropiane)

    Përmes kësaj llogarie të ofruar nga IBAS, mund të dërgoni para kudo në Zonën Ekonomike Evropiane brenda sekondash, pavarësisht shumës. Në të njëjtën kohë, mund të pranoni para nga i njëjti rajon, qoftë si dërgesa nga familjarët tuaj që jetojnë në Evropë, qoftë si pagesa nga bashkëpunëtorët tuaj përmes platformave si Shopify, Airbnb, Wise dhe shumë të tjera. Kjo llogari ju ofron gjithashtu dy (2) transfere SEPA falas çdo muaj.

  • Kredi pa interes për kryerjen e pagesave tuaja

    Nëse dëshironi të blini tani dhe të paguani më vonë, kjo llogari ju ofron 750€ pa interes për tre (3) muaj. Ju paguani interes vetëm për shumën që e mbani në përdorim përtej tre (3) muajve.

  • Identitet Elektronik Evropian nga rTrust

    Me nënshkrimin elektronik nga rTrust, mund të tërhiqni kredinë ose overdraftin e aprovuar deri në 5,000 euro pa nevojë të vizitoni zyrat apo të takoni stafin e IBAS-it.

  • Portofol Elektronik Transit (Pass-through eWallet)

    Kjo llogari ju mundëson të kryeni pagesa dhe transfere drejtpërdrejt nga llogaria juaj bankare pa pasur nevojë të transferoni mjete në IBAS apo ta mbushni paraprakisht portofolin.

Apliko

Faleminderit që zgjodhët IBAS për nevojat tuaja bankare!

Jemi të lumtur t’ju mirëpresim. Në përputhje me kërkesat rregullative, ju lutemi të shkarkoni aplikacionin tonë dhe të filloni procesin KYC/KYB, i cili është kërkesë ligjore për hapjen e një llogarie bankare.

Procesi është i thjeshtë dhe vjen me udhëzimet e nevojshme.

Përjetoni në maksimum IBAS – Banking Inovativ dhe Zgjidhje tërheqëse!

Zgjidhni dyqanin për të shkarkuar aplikacionin.