Revolutionize your finances with IBAS - the secure, user-friendly, and affordable solution for all your financial needs. Experience the future of financial services today.
Whether you are managing personal wealth across borders or scaling a business in the DACH region, our specialized financial tools are engineered for maximum efficiency, transparency, and security.
Our dynamic range of products:
Our global services include:
Our loans cater to a variety of needs:
Our specialized services cover:
Transition beyond the constraints of traditional banking. The IBAS application serves as your centralized command center-enabling instant utility payments, seamless retail transactions, and high-speed European transfers from a single, secure interface.
Instantly provision a British IBAN directly from your device. Execute frictionless, secure SEPA transfers across the European network without traditional processing delays.
Say goodbye to excessive fees. Whether you are sending money to family or using our digital point-of-sale systems for your business, IBAS dramatically lowers your operating costs. Download the app and take control today.
Download IBAS APP
Track customers, revenue, expenses, and performance in real time without jumping between tools or spreadsheets.
Manage everyday payments and cross-border transfers effortlessly. Our platform ensures your money moves securely and instantly across Europe
Monthly Transaction Volume
€124,500
+€4,230 from last week
Progress 62% of monthly tier limit
€124,500 of your €200,000 account limit
Access flexible financing and instant loans while getting expert guidance to intelligently build and manage your investment portfolio.
Active Loan Balance
€15,300
€18,500
November
Monthly maintenance
FREE
Get instant access to a British IBAN to securely send and receive SEPA transfers across Europe, right from the IBAS app.
Monthly maintenance
7.99€
Get a complimentary physical Mastercard with a €500 interest-free Buy Now, Pay Later limit for 12 months. FREE, UNLIMITED TRANSFERS FROM EUROPE
Monthly maintenance
9.99€
Mastercard, FREE SEPA transfers from Europe, UNLIMITED, plus €750 credit, INTEREST-FREE, for 12 months.
Monthly maintenance
9.99€
FREE, UNLIMITED transfers from Europe, plus hospital health insurance coverage up to €25,000, FREE
Monthly maintenance
14.99€
€1,000 credit, INTEREST-FREE, plus hospital health insurance coverage up to €25,000, FREE
Experience a smarter way to pay, borrow, and invest. Download IBAS to unlock borderless transfers and instant financial solutions designed to simplify your life.
As a licensed Electronic Money Institution, IBAS bridges the gap between local convenience and global banking. Gain direct access to the SEPA network, manage cross-border transfers, and secure your funds within a fully PSD2-compliant ecosystem.
PSD2 SCA and encryption protect every transaction.
Lower fees help you keep more of your money.
Manage services, transfers, and payments with more control.
Fast, intuitive tools for everyday finance.
See how IBAS is simplifying daily finances, empowering businesses, and making cross-border transfers effortless for thousands of users.
Rated 4.9/5 by digital banking users
“I send money to Kosovo directly to my family with no fees. My family uses the IBAS Mastercard to withdraw cash or pay in stores-also with no fees. I recommend IBAS to every migrant.”
Journalist
“My experience with IBAS has always been positive. Fast, accurate transfers and a professional, dedicated team. I use it for both personal and business needs in Austria.”
Albi, Salzburg (Austria)
“The seamless integration and mobile-first approach make managing finances between the EU and Kosovo effortless. It is a modern solution for a modern digital workforce.”
Property Manager at Airbnb
“The Buy Now Pay Later options have been an advantage for my business. IBAS gives us flexibility and keeps us competitive.”
Hospitality Entrepreneur
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From everyday utility payments to cross-border transfers and expert investment advisory, take complete control of your wealth with IBAS.
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