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INTEGRA PAKET

INTEGRA PAKET

Dieses Konto ist für Familien gedacht, die im Kosovo leben und Verwandte in der Diaspora haben, insbesondere im Europäischen Wirtschaftsraum. Neben der Möglichkeit, Zahlungen an öffentliche Institutionen und Versorgungsdienste (wie Strom, Wasser und Abfallentsorgung) zu leisten sowie Kredite oder Unterstützung zu beantragen, bietet es auch die folgenden Dienstleistungen:

Treten Sie in das INTEGRA-Paket ein - Ihr Tor zu einem unvergleichlichen Bankerlebnis, nur für:

14,99€ /pro Monat

Die Bankdienstleistungen, die Sie mit Ihrem PLOT-Konto erhalten:

  • ibas37
    Britische Bankkonto mit Zugang zu SEPA (Single European Payment Area)

    Mit diesem von IBAS angebotenen Konto können Sie Geld innerhalb von Sekunden in den gesamten Europäischen Wirtschaftsraum überweisen, unabhängig vom Betrag. Gleichzeitig können Sie Geld aus derselben Region empfangen, sei es als Überweisungen von Ihren Verwandten, die in Europa leben, oder als Zahlungen von Ihren Auftraggebern über Plattformen wie Shopify, AirBNB, Wise und viele andere. Dieses Konto bietet Ihnen außerdem drei (3) SEPA-Überweisungen pro Monat kostenlos an.

  • ibas38

    Kredit für Zahlungen mit einem Bürgen aus der Diaspora

    Sie können ein Darlehen von bis zu 1.000 Euro mit einer Rückzahlungsfrist von bis zu 12 Monaten erhalten, um Ihre Zahlungen zu tätigen, unabhängig davon, ob Sie angestellt, arbeitslos oder im fortgeschrittenen Alter sind. Diese Option garantiert, dass Sie über Geldmittel verfügen, auch wenn Ihre Verwandten Ihnen die benötigten Mittel nicht rechtzeitig senden können. Sie zahlen Zinsen nur für den Betrag, den Sie länger als einen (1) Monat in Anspruch nehmen.

  • ibas41
    Krankenhausversicherung bis zu 25.000 Euro

    Als Inhaber des Familienpflegekontos erhalten Sie automatisch eine Krankenversicherungspolice für stationäre (private) Behandlungen im Wert von bis zu 25.000 Euro.



    Krankenhausbehandlungen, die durch die Krankenversicherung im Kosovo abgedeckt sind Abdeckung
    Leistungen im Falle eines Krankenhausaufenthalts +
    Leistungen im Falle keiner Krankenhauseinweisung / Ambulante Behandlungen +
    Weitere Vorteile +
    Hinweis: Chronische Krankheiten und Personen über 65 Jahre sind ausgeschlossen.
  • ibas40
    Europäische Elektronische Identität von rTrust:

    Mit der elektronischen Signatur von rTrust können Sie den genehmigten Kredit oder Überziehungsrahmen von bis zu 5.000 € abrufen, ohne die Büros zu besuchen oder IBAS-Mitarbeiter persönlich zu treffen.

  • ibas39
    Pass-through eWallet (Elektronische Durchlaufgeldbörse):

    Dieses Konto ermöglicht es Ihnen, Zahlungen und Überweisungen direkt von Ihrem Bankkonto durchzuführen, ohne Geld auf IBAS zu überweisen oder die Geldbörse im Voraus aufzuladen.

Vielen Dank, dass Sie sich für IBAS für Ihre Bankbedürfnisse entschieden haben! Wir freuen uns, Sie auf unserer Reise willkommen zu heißen. In Übereinstimmung mit den regulatorischen Anforderungen bitten wir Sie, unsere App herunterzuladen und den KYC/KYB-Prozess zu starten, der eine gesetzliche Voraussetzung für die Eröffnung eines Bankkontos ist.

Der Prozess ist unkompliziert und wird mit den notwendigen Anweisungen bereitgestellt.

Erleben Sie die IBAS-Lösungen in vollen Zügen!

Wählen Sie die Optionen, um die App herunterzuladen:

Bewerben

Standard Account

This type of account, in addition to enabling all payments to public institutions, insurance companies, and utility services (such as electricity, water, and waste), as well as applying for loans or overdrafts, also offers the following services:

0.00€ /month

Banking services you get from FREE account:

  • British Banking Account Number with access to SEPA (Single European Payment Area)

    Through this account offered by IBAS, you can send money anywhere in the European Economic Area within seconds, regardless of the amount. At the same time, you can receive money from the same area, whether as remittances from your family members living in Europe or payments from your contractors, such as from Shopify, Airbnb, Wise, and many other global platforms.

  • European Electronic Identity from rTrust

    With the electronic signature from rTrust, you can disburse the approved loan or overdraft of up to 5,000 euros without the need to visit offices or meet IBAS staff.

  • Transitional Electronic Wallet (Pass-through eWallet)

    This account allows you to make payments and transfers directly from your bank account without the need to transfer funds to IBAS or top up the wallet in advance.

Apply

Plot Account

This type of account not only allows you to make payments to public institutions and for utility services (such as electricity, water, and waste) and apply for loans or overdrafts but also offers the following services:

Welcome to PLOT Account – your gateway to a banking experience like never before for only:

7.99€ /month

Banking services you get from your PLOT account:

  • British Banking Account Number with access to SEPA (Single European Payment Area)

    EThrough this account offered by IBAS, you can send money anywhere in the European Economic Area within seconds, regardless of the amount. At the same time, you can receive money from the same area, whether as remittances from your family members living in Europe or as payments from your contractors through platforms like Shopify, Airbnb, Wise, and many others. This account also provides you with one (1) free SEPA transfer each month.

  • Interest-free loan for making your payments

    If you want to buy now and pay later, this account offers you 500 euros interest-free for three (3) months. If the financed amount is not repaid within three (3) months, the financing converts into an overdraft with interest, according to the payment plan outlined in the contract.

  • European Electronic Identity from rTrust

    With the electronic signature from rTrust, you can disburse the approved loan or overdraft of up to 5,000 euros without the need to visit offices or meet IBAS staff.

  • Transitional Electronic Wallet (Pass-through eWallet)

    This account allows you to make payments and transfers directly from your bank account without the need to transfer funds to IBAS or top up the wallet in advance.

Apply

Integra Account

This account is dedicated to families living in Kosovo who have relatives in the diaspora, particularly in the European Union Economic Zone. In addition to the ability to make payments to public institutions and utility services (such as electricity, water, and waste), as well as apply for loans or support, it also offers the following services:

Step into the INTEGRA Account – your gateway to an unparalleled banking experience for only:

14.99€ /month

Banking services you get from your INTEGRA account:

  • British Banking Account Number with access to SEPA (Single European Payment Area)

    Through this account offered by IBAS, you can send money anywhere in the European Economic Area within seconds, regardless of the amount. At the same time, you can receive money from the same area, whether as remittances from your family members living in Europe or as payments from your contractors through platforms like Shopify, Airbnb, Wise, and many others. This account also offers you three (3) free SEPA transfers each month.

  • Loan for payments with a guarantor from the Diaspora

    You can obtain a loan of up to 1,000 euros with a repayment term of up to 12 months to cover your payments, regardless of whether you are employed, unemployed, or elderly. This option ensures that you have funds available even when your relatives are unable to send you money at the time you need it. You will only pay interest on the amount you utilize beyond one (1) month.

  • Hospital health insurance coverage up to 25,000 euros

    As the account holder of the Family Care account, you automatically receive a Health Insurance Policy for hospital (private) treatment worth up to 25,000 euros.

    Hospital services covered by Health Insurance in Kosovo Coverage
    Insured Amount 25,000€
    Coverage Area Kosovo and Albania
    Benefits in case of hospitalization +
    Benefits in case of non-hospitalization / Outpatient treatments +
    Other benefits +
    Attention: Chronic illnesses and individuals over 65 years of age are excluded.
  • European Electronic Identity from rTrust

    With the electronic signature from rTrust, you can disburse the approved loan or overdraft of up to 5,000 euros without the need to visit offices or meet IBAS staff.

  • Transitional Electronic Wallet (Pass-through eWallet)

    This account allows you to make payments and transfers directly from your bank account without the need to transfer funds to IBAS or top up the wallet in advance.

Apply

Premium Account

This type of account, in addition to providing the ability to make payments to public institutions and utility services (such as electricity, water, and waste), as well as applying for loans or overdrafts, also offers the following services:

Enter the world of the PREMIUM Account – your exclusive gateway to an unmatched banking experience, for only:

9.99€ /mo

Banking services you get from your PREMIUM account:

  • British Banking Account Number with access to SEPA (Single European Payment Area)

    Through this account offered by IBAS, you can send money anywhere in the European Economic Area within seconds, regardless of the amount. At the same time, you can receive money from the same area, whether as remittances from your family members living in Europe or as payments from your contractors via platforms such as Shopify, Airbnb, Wise, and many others. This account also provides you with two (2) free SEPA transfers each month.

  • Interest-free credit for making your payments

    If you wish to buy now and pay later, this account offers you €750 interest-free for three (3) months. You will only pay interest on the amount you keep in use beyond three (3) months.

  • European Electronic Identity from rTrust

    With the electronic signature from rTrust, you can disburse the approved loan or overdraft of up to 5,000 euros without the need to visit offices or meet IBAS staff.

  • Transitional Electronic Wallet (Pass-through eWallet)

    This account allows you to make payments and transfers directly from your bank account without the need to transfer funds to IBAS or top up the wallet in advance.

Apply

Thank you for choosing IBAS for your banking needs!

We're thrilled to welcome you on board. In compliance with regulatory requirements, we kindly request you to download our app and commence the KYC/KYB process, which is a legal prerequisite for opening a banking account.

The process is straightforward and comes with the necessary guidance.

Experience Innovative Banking and Attractive Solutions (IBAS) to the fullest!

Choose the store for downloading the application.

Dear applicant,

We are happy to inform you that you applied successfully. Our team will contact you soon and will let you know for the next steps.

I/E nderuar,

Jemi të lumtur t'ju informojmë se keni aplikuar me sukses. Ekipi ynë do t'ju kontaktojë së shpejti dhe do t'ju njoftojë për hapat e ardhshëm.

We regret to inform you that your application was not successful. This outcome could be attributed to technical issues or internet interruptions. We encourage you to consider reapplying at a later time. Until the issue is resolved, please contact us through Facebook, Instagram, in our app, or call us at 038600300. Thank you for right understanding.

Me keqardhje ju informojmë se aplikimi juaj nuk ishte i suksesshëm. Ky rezultat mund t'i atribuohet çështjeve teknike ose ndërprerjeve të internetit. Ne ju inkurajojmë të konsideroni riaplikimin në një kohë të mëvonshme. Deri sa të zgjidhet çështja, ju lutemi na kontaktoni përmes Facebook-ut, Instagram-it, në aplikacionin tonë, ose na telefononi në 038600300. Faleminderit për mirëkuptimin tuaj.