Cutting - Edge solution provider

For financial instruments – payments, money transfers and loans

Cutting - Edge solution provider

For financial instruments – payments, money transfers and loans

Start using IBAS

With a few clicks you can perform many financial services

Pay utility bills

More than 100 different bill payments at once

Choose the amount

You can pay as much as you want

Transfer money

Cheaper and faster than anywhere else, simpler and safer than ever before

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eWallet

The e-wallet is automatically created for each user who registers with IBAS. The e-wallet is very secure and can only be accessed through the credentials of the person who owns it. It is used to store your funds received at IBAS,…

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Pass through eWallet

A secured electronic pass-through eWallet that is a passive interconnection as per industry standards with bank accounts. It is similar to Payment Initiation Services (PIS) which overpass credit/debit card transactions and turns to local settlements.

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ePOS

ePOS is a virtual point of sale (payment) which is automatically created for each business account. IBAS, free of charge, turns your smartphone into an electronic POS, in which you can accept payments, during all the time. Electronic POS at IBAS allows you to create unlimited...

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eTransactions

Is the most innovative and easiest way to carry out your transactions - whatever they are - payment or money transfer. As never before, your transaction will be executed in milliseconds once you have set a maximum of three inputs. So, with the greatest ease you will be able to make payments in stores,...

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eCommerce

Accepting digital payments is no longer an impossible achievement for small and medium businesses. Implemented technology by IBAS enabled easy integration of advance payment gateway solution with an extremely low transaction fee and no maintenance or support cost.

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eLoans

IBAS offers electronic loans, for payments, with a repayment period of up to 12 months. To finance your payments you can apply at IBAS offices, to IBAS partners or even remotely, through the IBAS website or the IBAS application on your phone. Your application for funding will be reviewed within 30 minutes and you will be notified immediately…

Make a simple payment in
seconds
Use powerful features of IBAS, to have a wonderful experience.

High Level Security

We are more than happy to inform you that we have incorporated the highest level of security in IBAS platform. We incorporated SCA (Strong Customer Authentication) as per European Payment Service Directive 2 and we encrypt all of tour data with latest technology solutions. Except this, we operate from three different international Data Centers leveled as Tier 4 service.

Easy to use

This platform was made to be user friendly. With not more than 3 clicks you can do any kind of payment or transfer. It features unbeatable combination of cutting-edge technology which helps you analyze and execute financial transactions, in few seconds.

Low Fees

We are transforming the financial market in Kosovo by bringing the highest technology and lowest prices. Each transaction made in IBAS will cost the costumer much cheaper than using traditional services. We are saving you money and time simultaneously.

Flexibility

Doing all financial transactions at once, will give you the flexibility to pay utility bills, to transfer money to others, to transfer money through your own bank accounts or to pay while shopping.

Get started with IBAS

Get started with IBAS

Classic forms of payment trends, such as cash, cards and similar, are now only being replaced with the use of a smartphone. IBAS has developed an application that enables online financial transactions corresponding to utility payments, paying while shopping, transfer money wherever you need, and many more. From now on, you will have the opportunity to access your bank accounts.

IBAS platform enables innovative and simplified payments and fast and secure transfers.

Using the solutions offered by IBAS, empowers lower operating costs compared to using traditional POS.

IBAS will save you time and money!

Join the future of payments.

No hidden costs.


Ibas platform gives you the best experience as a financial institution, with the lowest fees in market and we also guaranty you, that there are no hidden costs.