Our integrated network ensures your British IBAN and SEPA transfers operate at peak efficiency, maintaining your financial link to Kosovo from anywhere in Europe.
From instant lending up to €100,000 to comprehensive health coverage, we have engineered a financial ecosystem that adapts to your life abroad.
Monthly maintenance
FREE
Get instant access to a British IBAN to securely send and receive SEPA transfers across Europe, right from the IBAS app.
Monthly maintenance
7.99€
Get a complimentary physical Mastercard with a €500 interest-free Buy Now, Pay Later limit for 12 months. FREE, UNLIMITED TRANSFERS FROM EUROPE
Monthly maintenance
9.99€
Mastercard, FREE SEPA transfers from Europe, UNLIMITED, plus €750 credit, INTEREST-FREE, for 12 months.
Monthly maintenance
9.99€
FREE, UNLIMITED transfers from Europe, plus hospital health insurance coverage up to €25,000, FREE
Monthly maintenance
14.99€
€1,000 credit, INTEREST-FREE, plus hospital health insurance coverage up to €25,000, FREE
Access instant loans up to €100,000 or utilize interest-free "Buy Now, Pay Later" schemes for up to 3 months.
Utilize British IBANs and execute SEPA transfers in seconds across 5,000+ EEA banks with rTrust digital identity.
Effortlessly withdraw funds from global platforms like PayPal, Wise, and Upwork directly to your IBAS account.
The Integra plan provides €25,000 in health coverage, including 100% coverage for diagnostic tests and family care.
IBAS bridges the gap between the DACH region and Kosovo, providing a secure, regulated financial ecosystem that prioritizes speed, transparency, and the specific needs of the Diaspora.
See how IBAS is simplifying daily finances, empowering businesses, and making cross-border transfers effortless for thousands of users.
Rated 4.9/5 by digital banking users
“I send money to Kosovo directly to my family with no fees. My family uses the IBAS Mastercard to withdraw cash or pay in stores-also with no fees. I recommend IBAS to every migrant.”
Journalist
“My experience with IBAS has always been positive. Fast, accurate transfers and a professional, dedicated team. I use it for both personal and business needs in Austria.”
Albi, Salzburg (Austria)
“The seamless integration and mobile-first approach make managing finances between the EU and Kosovo effortless. It is a modern solution for a modern digital workforce.”
Property Manager at Airbnb
“The Buy Now Pay Later options have been an advantage for my business. IBAS gives us flexibility and keeps us competitive.”
Hospitality Entrepreneur
Find answers to common questions about our account tiers, fees, and finding the perfect plan for your financial goals.
Yes, you can upgrade or downgrade your account tier at any time directly through the IBAS app. Upgrades take effect instantly, while downgrades will be applied at the start of your next monthly billing cycle.
From everyday utility payments to cross-border transfers and expert investment advisory, take complete control of your wealth with IBAS.
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