IBAS was founded in 2019 as the result of a group of passionate visionaries determined to transform the global financial landscape, starting from Kosovo. With unwavering dedication and ambition, we obtained a license from the Central Bank, becoming one of the leading institutions for issuing electronic money and providing payment loans. Later, we expanded our license to include Investment Advisory activities, covering the purchase and sale of shares, bonds, and convertible securities.

Since its inception, IBAS has been a pioneer in cutting-edge technologies, introducing innovations that have transformed the way payments, money transfers, and credit services are conducted. Our commitment to innovation and excellence was crowned with success at the ICT Awards 2021, where IBAS won first place for innovation.

At IBAS, we believe in creating a brighter future for finance—one where accessibility, simplicity, and efficiency know no boundaries.

Mission and Vision

Mission Our mission is to provide simplified services while continuously expanding the benefits for our clients.

Vision We aim to be the leading provider of innovative financial instruments for payments, money transfers, credit services, and investments.

Our core values Integrity, honesty, responsibility, passion, humility, diversity, quality, simplicity, and social responsibility.

People and Culture

At IBAS, we firmly believe that our achievements are the result of two main pillars: our exceptional people and our unique work culture. We are convinced that outstanding talents, when nurtured in an inspiring environment, have the power to create extraordinary results.

If you see yourself as someone who can bring value and fresh ideas to our organization, we invite you to take the next step. Send us your CV and motivation letter at: hr@ibas.world.

If your aspirations align with our vision, this could be the beginning of an extraordinary journey together.

Diversity & Inclusion

At IBAS, we value the richness that diversity of people, cultures, and experiences brings to our team, our work culture, and our collective capabilities. We strongly believe that diversity of backgrounds, experiences, and perspectives fuels innovation and drives us toward even greater success.

Our commitment to inclusion goes beyond words. We cultivate an environment where every individual feels valued, respected, and empowered to contribute their unique strengths. By fostering a culture of open dialogue and mutual understanding, we create opportunities for collaboration that transcend all boundaries.

We view diversity as a source of creativity—enabling us to approach challenges from different angles and to develop solutions that impact and inspire a global audience. This commitment is reflected not only in our team but also in our practices, policies, and the way we collaborate with our partners and clients.

Join us on this journey of embracing diversity and inclusion as fundamental pillars of our identity. Together, we are building a brighter future—one that celebrates and embraces the mosaic of humanity.

Code of ethics and conduct at IBAS

At IBAS, we uphold the highest standards of ethics, integrity, and professionalism. Our Code of Conduct serves as a compass that guides our actions and interactions, ensuring a harmonious and respectful environment for everyone.

Integrity and Honesty:
We act with honesty, transparency, and sincerity in every relationship. We do not compromise the truth and remain faithful to our commitments.

Respect:
We treat every individual with dignity and respect, regardless of background, position, or perspective. We foster an inclusive environment where diverse voices are valued and heard.

Responsibility:
We take responsibility for our actions and decisions. We learn from mistakes and work together to find solutions.

Confidentiality:
We protect sensitive data and respect the confidentiality of our clients, partners, and colleagues.

Collaboration:
We value teamwork and collaboration, knowing that collective efforts lead to greater achievements.

Professionalism:
We conduct ourselves with professionalism and uphold the highest standards of behavior—both in physical and virtual environments.

Anti-Discrimination
We reject all forms of discrimination, including but not limited to race, gender, religion, age, disability, or sexual orientation.

Ethical Business Practices:
We conduct our business with honesty, fairness, and in full compliance with applicable laws and regulations.

Conflict of Interest:
We identify and address potential conflicts of interest to ensure our decisions remain objective and in the best interest of the organization.

Safety and Well-being: We prioritize the safety and well-being of our employees, clients, partners, and communities—both physically and psychologically.

Environmental Responsibility: We strive to minimize our environmental impact and contribute positively to sustainability efforts.

ESG Commitment

At IBAS, we strongly believe that our role extends beyond traditional business objectives. Our commitment to the principles of Environment, Social, and Governance (ESG) reflects our determination to create a positive impact on the world around us. We understand that a holistic approach—encompassing environmental sustainability, social responsibility, and ethical governance—is essential for building a brighter future.

Environmental Stewardship As stewards of the environment, we are dedicated to reducing our ecological footprint. We implement sustainable practices that promote energy efficiency, waste reduction, and responsible use of natural resources. By continuously seeking innovative solutions—such as green technologies and environmentally friendly processes—we aim to mitigate our impact on the planet and contribute to the global fight against climate change.

Social Responsibility Our commitment to society is driven by empathy and the belief that progress is closely linked to community well-being. We actively engage in initiatives that promote education, access to healthcare, and social empowerment. Through partnerships with local organizations, support for employee volunteering, and investments in community development, we strive to create positive ripples that extend beyond our organization.

Ethical and Transparent Governance Ethical governance is the cornerstone of our operations. We apply a rigorous framework of transparency, accountability, and fairness, ensuring that every decision is made with integrity and in alignment with the interests of all stakeholders—shareholders, clients, employees, and partners. By upholding the highest standards of corporate governance, we build trust and strengthen long-term relationships.

Innovation for Positive Impact Innovation lies at the heart of our ESG commitment. We leverage creativity and expertise to develop solutions that address environmental and social challenges. By integrating ESG principles into our core strategies, we open opportunities to create real, lasting value. Whether through investments in renewable energy, socially conscious product development, or community empowerment initiatives, our goal is to drive positive change through innovation.

Reporting and Progress We recognize that accountability is vital to any meaningful ESG initiative. Therefore, we are committed to reporting transparently on our initiatives, progress, and objectives. By tracking performance, identifying areas for improvement, and communicating openly with all stakeholders, we ensure responsibility toward our promises and the impact we aim to achieve.

Our Commitment Our dedication to ESG is not merely a corporate responsibility—it is a moral obligation. By embedding ESG principles into the very fabric of our organization, we aspire to be a force for good, shaping a sustainable, inclusive, and ethical world. Together, we are building a future where well-being and prosperity are shared by all—and where our legacy is measured by the positive impact we leave behind.