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Programi Cashback i IBAS – Zgjidhja më e zgjuar për rritjen e shitjeve të biznesit tuaj

Në një treg gjithnjë e më konkurrues, biznesi juaj ka nevojë për strategji të reja që sjellin shitje reale, jo vetëm ekspozim marketingu. IBAS ju ofron pikërisht këtë: një program të strukturuar cashback, ku paguani vetëm kur keni shitje, ndërsa marketingun dhe shpërndarjen e ofertës e bënë IBAS.

Pse të bashkëpunoni me IBAS?

  • Baza e klientëve – rreth 50,000 klientë të IBAS janë potencialisht klientët tuaj të ardhshëm.
  • Marketing pa risk – asnjë kosto paraprake, ju paguani vetëm për cashback-un e shpërndarë.
  • Shitje të garantuara – çdo pagesë lidhet drejtpërdrejt me blerjen e një klienti real.
  • Transparencë e plotë – raporte mujore me të gjitha blerjet, klientët dhe shumat.
  • Besnikëri afatgjatë – klientët rikthehen tek ju sepse shpërblehen pas çdo blerjeje.

Si funksionon?

  1. Klienti paguan tek ju me IBAS Mastercard.
  2. Zbritjen që ju e ofroni, IBAS ia kthen blerësit tuaj, menjëherë në llogarinë e tij në IBAS.
  3. Ju merrni raport mujor të detajuar me blerjet dhe cashback-un e dhënë.
  4. Ju paguanI vetëm shumën e cashback-ut, me afat pagese 5 ditë.

Shembull praktik

  • Mesatarja e shpenzimeve vjetore nga klientë e IBAS tek biznesi juaj: 100 €
  • Shitje shtesë nga biznesi juaj për klientët IBAS: 500,000 €
  • Fitim neto mesatar prej 5%: 25,000 €
  • Cashback i dhënë për klientët e IBAS: 10,000 € (2%)
  • Fitim neto i mbetur: 15,000 €

Shembulli më sipër është dhënë duke supozuar se zbritja (cashback) që ju jepni është 2% (edhepse rekomandohet që zbritja të jetë më e lartë në mënyrë që blerësit të nxiten më shumë).

Çfarë fiton biznesi juaj?

  • Rritje të qarkullimit pa shpenzime shtesë marketingu.
  • Marketing falas nga IBAS tek 50,000 klientë aktivë.
  • Audiencë e garantuar – jo thjesht shpresë që reklama të shihet.

Por, kjo nuk është e tëra – Mundësitë e bashkëpunimit me IBAS janë shumë dimensionale

Përveç cashback-ut, IBAS ofron:

  • Transfere ndërkombëtare SEPA me kosto prej vetëm 3 euro, pavarësisht shumës.
  • BNPL (Buy Now, Pay Later) dhe kredi të shpejta për klientët tuaj.
  • Financim për stafin tuaj me produkte kreditore, pa interes.
  • Mastercard dhe llogari bankare pa mirëmbajtje mujore.
  • Këshillim të investitorëve për të investuar në biznesin tuaj, nëse keni nevoja të tilla.

Mos harroni, me IBAS Cashback, ju nuk shpenzoni më për marketing të pasigurt. Ju paguani vetëm kur ka shitje reale, ndërsa klientët tuaj shpërblehen dhe rikthehen tek ju.

Bashkohuni sot me programin Cashback të IBAS dhe bëhuni pjesë e një rrjeti partnerësh që rrisin shitjet, forcojnë besnikërinë e klientëve dhe sigurojnë rritje afatgjatë.

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Standard Account

This type of account, in addition to enabling all payments to public institutions, insurance companies, and utility services (such as electricity, water, and waste), as well as applying for loans or overdrafts, also offers the following services:

0.00€ /month

Banking services you get from FREE account:

  • British Banking Account Number with access to SEPA (Single European Payment Area)

    Through this account offered by IBAS, you can send money anywhere in the European Economic Area within seconds, regardless of the amount. At the same time, you can receive money from the same area, whether as remittances from your family members living in Europe or payments from your contractors, such as from Shopify, Airbnb, Wise, and many other global platforms.

  • European Electronic Identity from rTrust

    With the electronic signature from rTrust, you can disburse the approved loan or overdraft of up to 5,000 euros without the need to visit offices or meet IBAS staff.

  • Transitional Electronic Wallet (Pass-through eWallet)

    This account allows you to make payments and transfers directly from your bank account without the need to transfer funds to IBAS or top up the wallet in advance.

Apply

Plot Account

This type of account not only allows you to make payments to public institutions and for utility services (such as electricity, water, and waste) and apply for loans or overdrafts but also offers the following services:

Welcome to PLOT Account – your gateway to a banking experience like never before for only:

7.99€ /month

Banking services you get from your PLOT account:

  • British Banking Account Number with access to SEPA (Single European Payment Area)

    EThrough this account offered by IBAS, you can send money anywhere in the European Economic Area within seconds, regardless of the amount. At the same time, you can receive money from the same area, whether as remittances from your family members living in Europe or as payments from your contractors through platforms like Shopify, Airbnb, Wise, and many others. This account also provides you with one (1) free SEPA transfer each month.

  • Interest-free loan for making your payments

    If you want to buy now and pay later, this account offers you 500 euros interest-free for three (3) months. If the financed amount is not repaid within three (3) months, the financing converts into an overdraft with interest, according to the payment plan outlined in the contract.

  • European Electronic Identity from rTrust

    With the electronic signature from rTrust, you can disburse the approved loan or overdraft of up to 5,000 euros without the need to visit offices or meet IBAS staff.

  • Transitional Electronic Wallet (Pass-through eWallet)

    This account allows you to make payments and transfers directly from your bank account without the need to transfer funds to IBAS or top up the wallet in advance.

Apply

Integra Account

This account is dedicated to families living in Kosovo who have relatives in the diaspora, particularly in the European Union Economic Zone. In addition to the ability to make payments to public institutions and utility services (such as electricity, water, and waste), as well as apply for loans or support, it also offers the following services:

Step into the INTEGRA Account – your gateway to an unparalleled banking experience for only:

14.99€ /month

Banking services you get from your INTEGRA account:

  • British Banking Account Number with access to SEPA (Single European Payment Area)

    Through this account offered by IBAS, you can send money anywhere in the European Economic Area within seconds, regardless of the amount. At the same time, you can receive money from the same area, whether as remittances from your family members living in Europe or as payments from your contractors through platforms like Shopify, Airbnb, Wise, and many others. This account also offers you three (3) free SEPA transfers each month.

  • Loan for payments with a guarantor from the Diaspora

    You can obtain a loan of up to 1,000 euros with a repayment term of up to 12 months to cover your payments, regardless of whether you are employed, unemployed, or elderly. This option ensures that you have funds available even when your relatives are unable to send you money at the time you need it. You will only pay interest on the amount you utilize beyond one (1) month.

  • Hospital health insurance coverage up to 25,000 euros

    As the account holder of the Family Care account, you automatically receive a Health Insurance Policy for hospital (private) treatment worth up to 25,000 euros.

    Hospital services covered by Health Insurance in Kosovo Coverage
    Insured Amount 25,000€
    Coverage Area Kosovo and Albania
    Benefits in case of hospitalization +
    The benefits of outpatient treatments after hospital discharge+
    Other benefits +
    Attention: Chronic illnesses and individuals over 65 years of age are excluded.
  • European Electronic Identity from rTrust

    With the electronic signature from rTrust, you can disburse the approved loan or overdraft of up to 5,000 euros without the need to visit offices or meet IBAS staff.

  • Transitional Electronic Wallet (Pass-through eWallet)

    This account allows you to make payments and transfers directly from your bank account without the need to transfer funds to IBAS or top up the wallet in advance.

Apply

Premium Account

This type of account, in addition to providing the ability to make payments to public institutions and utility services (such as electricity, water, and waste), as well as applying for loans or overdrafts, also offers the following services:

Enter the world of the PREMIUM Account – your exclusive gateway to an unmatched banking experience, for only:

9.99€ /mo

Banking services you get from your PREMIUM account:

  • British Banking Account Number with access to SEPA (Single European Payment Area)

    Through this account offered by IBAS, you can send money anywhere in the European Economic Area within seconds, regardless of the amount. At the same time, you can receive money from the same area, whether as remittances from your family members living in Europe or as payments from your contractors via platforms such as Shopify, Airbnb, Wise, and many others. This account also provides you with two (2) free SEPA transfers each month.

  • Interest-free credit for making your payments

    If you wish to buy now and pay later, this account offers you €750 interest-free for three (3) months. You will only pay interest on the amount you keep in use beyond three (3) months.

  • European Electronic Identity from rTrust

    With the electronic signature from rTrust, you can disburse the approved loan or overdraft of up to 5,000 euros without the need to visit offices or meet IBAS staff.

  • Transitional Electronic Wallet (Pass-through eWallet)

    This account allows you to make payments and transfers directly from your bank account without the need to transfer funds to IBAS or top up the wallet in advance.

Apply

Thank you for choosing IBAS for your banking needs!

We're thrilled to welcome you on board. In compliance with regulatory requirements, we kindly request you to download our app and commence the KYC/KYB process, which is a legal prerequisite for opening a banking account.

The process is straightforward and comes with the necessary guidance.

Experience Innovative Banking and Attractive Solutions (IBAS) to the fullest!

Choose the store for downloading the application.

Dear applicant,

We are happy to inform you that you applied successfully. Our team will contact you soon and will let you know for the next steps.

I/E nderuar,

Jemi të lumtur t'ju informojmë se keni aplikuar me sukses. Ekipi ynë do t'ju kontaktojë së shpejti dhe do t'ju njoftojë për hapat e ardhshëm.

We regret to inform you that your application was not successful. This outcome could be attributed to technical issues or internet interruptions. We encourage you to consider reapplying at a later time. Until the issue is resolved, please contact us through Facebook, Instagram, in our app, or call us at 038600300. Thank you for right understanding.

Me keqardhje ju informojmë se aplikimi juaj nuk ishte i suksesshëm. Ky rezultat mund t'i atribuohet çështjeve teknike ose ndërprerjeve të internetit. Ne ju inkurajojmë të konsideroni riaplikimin në një kohë të mëvonshme. Deri sa të zgjidhet çështja, ju lutemi na kontaktoni përmes Facebook-ut, Instagram-it, në aplikacionin tonë, ose na telefononi në 038600300. Faleminderit për mirëkuptimin tuaj.

Vielen Dank, dass Sie uns kontaktiert haben. Wir werden uns bald mit Ihnen in Verbindung setzen und Ihnen die notwendige Unterstützung bieten. Mit freundlichen Grüßen, Das IBAS-Team

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