Protect Yourself Against Fraud and Scams

At IBAS, we take your security very seriously. That's why we've implemented the highest level of protection on our platform. Our use of Strong Customer Authentication (SCA) adheres to the European Payment Service Directive 2, ensuring enhanced security for your transactions. We also employ state-of-the-art encryption technology to safeguard all your sensitive data.

To further enhance reliability, we operate from three different international Data Centers, each rated as Tier 4 service, providing redundancy and ensuring continuous availability.

With IBAS, you can have complete confidence that your financial information is in safe hands, and your transactions are protected by the latest security measures available.

At IBAS, your security is paramount. We're dedicated to ensuring your safety, especially in the evolving landscape of financial fraud.

The UK Payment Services Regulator (PSR) is soon implementing changes regarding reimbursement for victims of Authorized Push Payment (APP) fraud. This change will most likely enforce mandatory reimbursement for victims, with both sending and receiving Payment Service Providers sharing responsibility.

Understanding APP Fraud: APP fraud involves fraudsters persuading individuals to authorize payments, resulting in fund theft. It comes in various forms, such as purchase scams, investment scams, romance scams, and more. It's crucial to be aware of these typologies to protect yourself.

How to Protect Yourself:

  • Stay Informed: Familiarize yourself with different types of APP fraud by referring to credible resources such as link to the UK Finance Annual Fraud Report.
  • Exercise Caution: Verify payment requests thoroughly, especially if they seem suspicious or too good to be true.
  • Be Wary of Requests: Refrain from sharing personal information or making payments to unverified sources, especially under pressure.
  • Regularly Review Transactions: Monitor your financial statements and transactions for any unusual activity.

Our Commitment to Your Security: At IBAS, we're proactively taking steps to help you stay protected. We'll be updating our website with detailed information on recognizing and preventing APP fraud to ensure you're well-informed and equipped.

Your safety matters to us. Should you have any concerns or suspect fraudulent activity, please don't hesitate to contact us at through contact channels specified in our website.

Thank you for entrusting us with your financial needs. Together, we'll navigate these challenges and keep your financial well-being secure

Thank you for choosing IBAS for your banking needs!

We're thrilled to welcome you on board. In compliance with regulatory requirements, we kindly request you to download our app and commence the KYC/KYB process, which is a legal prerequisite for opening a banking account.

The process is straightforward and comes with the necessary guidance.

Experience Innovative Banking and Attractive Solutions (IBAS) to the fullest!

Choose the store for downloading the application.

Dear applicant,

We are happy to inform you that you applied successfully. Our team will contact you soon and will let you know for the next steps.

I/E nderuar,

Jemi të lumtur t'ju informojmë se keni aplikuar me sukses. Ekipi ynë do t'ju kontaktojë së shpejti dhe do t'ju njoftojë për hapat e ardhshëm.

We regret to inform you that your application was not successful. This outcome could be attributed to technical issues or internet interruptions. We encourage you to consider reapplying at a later time.

Me keqardhje ju informojmë se aplikimi juaj nuk ishte i suksesshëm. Ky rezultat mund t'i atribuohet çështjeve teknike ose ndërprerjeve të internetit. Ne ju inkurajojmë të konsideroni riaplikimin në një kohë të mëvonshme.