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Loans with a record review and approval period

If you need to buy something, but you don’t have enough funds and you want to get a loan through an easy and fast procedure, then the only institution to do this is IBAS.

The financial institution IBAS has launched its newest product, that of loans for payments. The application procedure is done online through the application, which can be downloaded from the App Store and the Play Store. Fast is not only the way of application, so is the review of the loan request, this procedure is carried out within 5 minutes, after the completion of the documentation.

This product, like all IBAS products, is designed to meet the needs and demands of citizens.

After opening the account and verifying it, you can apply for any of the types of loans offered by IBAS:

  • Instant loan, up to 200 Euro;
  • Loan for vehicle registration, up to 700 euros;
  • Loan for computer, up to 1,000 Euro;
  • Vacation loan, up to 5,000 Euro;
  • Vehicle loan up to 7,000 Euros;
  • Loan for payment up to 10,000 Euro.


IBAS is a financial institution licensed by the Central Bank of Kosovo for the issuance of electronic money, payment service, money transfer and payment loans. The first and only one of its kind in Kosovo.

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Standard Account

Where the name speaks of cost, but the benefits echo beyond imagination. Designed for those who value simplicity and practicality, this account is tailored to your unique preferences. If Buy Now Pay Later options don't align with your style, and you prefer to send or receive money less often, then this account is your perfect fit. Embrace a banking experience that revolves around your needs, making financial management effortless and delightful.

0.00€ /month

Banking services you get from FREE account:

  • British Banking Account Number with access to SEPA (Single European Payment Area)

    Easily send or receive money from over 5,000 banks within the European Economic Area or across the globe.

  • Top-up of your virtual wallet from all local or international banks

    You can top up your wallet in IBAS directly from the bank or through Visa or Mastercard cards.

  • All payments for public institutions

    Taxes, Traffic fines, Vehicle registration, Public universities, and others.

  • Utility payments

    Electricity, Water, Waste, Internet, and others.

  • Withdrawing money

    In bank accounts, to IBAS partners, or to individuals.

  • Loans for payments

    Applying for loan to facilitate your payment.

  • Overdraft for payments

    Applying for overdrafts or payday loans to facilitate your payments.

Apply

Plot Account

Where affordability meets unparalleled advantages. Meticulously tailored for those who appreciate seamless simplicity, this account effortlessly adapts to your unique preferences. With the coveted Buy Now Pay Later feature and a generous inclusion of one (1) income or outgoing SEPA transfer absolutely free, rest assured your investment will flourish. Immerse yourself in a banking experience that transforms financial management into an absolute delight. Embrace a groundbreaking era of bespoke banking, exclusively designed to amplify your lifestyle.

Welcome to PLOT Account – your gateway to a banking experience like never before for only:

2.99€ /month

Banking services you get from your PLOT account:

  • British Banking Account Number with access to SEPA (Single European Payment Area)

    Easily send or receive money from over 5,000 banks within the European Economic Area or across the globe. One (1) free incoming/outgoing SEPA transfer per month.

  • Buy Now Pay Later with three months interest-free

    €100 will be automatically credited to your account, ready to fuel your payments. Plus, no interest charges if returned within the next three months.

  • Top-up of your virtual wallet from all local or international banks

    You can top up your wallet in IBAS directly from the bank or through Visa or Mastercard cards.

  • All payments for public institutions

    Taxes, Traffic fines, Vehicle registration, Public universities, and others.

  • Utility payments

    Electricity, Water, Waste, Internet, and others.

  • Withdrawing money

    In bank accounts, to IBAS partners, or to individuals.

  • Loans for payments

    Application for Loans to facilitate your payment realizations.

  • Overdraft for payments

    Applying for overdrafts or payday loans to facilitate your payments.

Apply

Integra Account

A world where affordability converges with extraordinary benefits. Tailored for those who seek effortless simplicity, this account seamlessly adapts to your unique preferences. Experience the coveted interest-free Buy Now Pay Later feature and enjoy the added bonus of two (2) complimentary incoming or outgoing SEPA transfer. Watch your investment flourish with ease. Immerse yourself in a banking journey that transforms financial management into pure delight. Embrace a new era of bespoke banking, meticulously designed to elevate your lifestyle.

Step into the INTEGRA Account – your gateway to an unparalleled banking experience for only:

4.99€ /month

Banking services you get from your INTEGRA account:

  • British Banking Account Number with access to SEPA (Single European Payment Area)

    Easily send or receive money from over 5,000 banks within the European Economic Area or across the globe. Two (2) free incoming/outgoing SEPA transfer per month.

  • Buy Now Pay Later with three months interest-free

    €200 will be automatically credited to your account, ready to fuel your payments. Plus, no interest charges if returned within the next three months.

  • Top-up of your virtual wallet from all local or international banks

    You can top up your wallet in IBAS directly from the bank or through Visa or Mastercard cards.

  • All payments for public institutions

    Taxes, Traffic fines, Vehicle registration, Public universities, and others.

  • Utility payments

    Electricity, Water, Waste, Internet, and others.

  • Withdrawing money

    In bank accounts, to IBAS partners, or to individuals.

  • Loans for payments

    Application for Loans to facilitate your payment realizations.

  • Overdraft for payments

    Applying for overdrafts or payday loans to facilitate your payments.

Apply

Premium Account

Where affordability meets unparalleled benefits. Crafted for those who appreciate seamless simplicity, this account effortlessly aligns with your unique preferences. Explore the sought-after interest-free Buy Now Pay Later feature and relish in the added privilege of three (3) complimentary incoming or outgoing SEPA transfers. Witness your investment flourish effortlessly. Immerse yourself in a banking journey that turns financial management into sheer delight. Embrace a new era of bespoke banking, meticulously designed to elevate your lifestyle.

Enter the world of the PREMIUM Account – your exclusive gateway to an unmatched banking experience, for only:

9.99€ /mo

Banking services you get from your PREMIUM account:

  • British Banking Account Number with access to SEPA (Single European Payment Area)

    Easily send or receive money from over 5,000 banks within the European Economic Area or across the globe. Three (3) free incoming/outgoing SEPA transfer per month.

  • Buy Now Pay Later with three months interest-free

    €500 will be automatically credited to your account, ready to fuel your payments. Plus, no interest charges if returned within the next three months.

  • Top-up of your virtual wallet from all local or international banks

    You can top up your wallet in IBAS directly from the bank or through Visa or Mastercard cards.

  • All payments for public institutions

    Taxes, Traffic fines, Vehicle registration, Public universities, and others.

  • Utility payments

    Electricity, Water, Waste, Internet, and others.

  • Withdraw your money

    In bank accounts, to IBAS partners, or to individuals.

  • Loans for payments

    Application for Loans to facilitate your payment realizations.

  • Overdraft for payments

    Applying for overdrafts or payday loans to facilitate your payments.

Apply

Thank you for choosing IBAS for your banking needs!

We're thrilled to welcome you on board. In compliance with regulatory requirements, we kindly request you to download our app and commence the KYC/KYB process, which is a legal prerequisite for opening a banking account.

The process is straightforward and comes with the necessary guidance.

Experience Innovative Banking and Attractive Solutions (IBAS) to the fullest!

Choose the store for downloading the application.

Dear applicant,

We are happy to inform you that you applied successfully. Our team will contact you soon and will let you know for the next steps.

I/E nderuar,

Jemi të lumtur t'ju informojmë se keni aplikuar me sukses. Ekipi ynë do t'ju kontaktojë së shpejti dhe do t'ju njoftojë për hapat e ardhshëm.

We regret to inform you that your application was not successful. This outcome could be attributed to technical issues or internet interruptions. We encourage you to consider reapplying at a later time.

Me keqardhje ju informojmë se aplikimi juaj nuk ishte i suksesshëm. Ky rezultat mund t'i atribuohet çështjeve teknike ose ndërprerjeve të internetit. Ne ju inkurajojmë të konsideroni riaplikimin në një kohë të mëvonshme.